Stop paying for your customers' equipment.
A cash flow and deposit system for HVAC contractors who buy the unit, finish the install, and then wait weeks to get paid.
Get the system for$97HVAC Contractor Cash Flow & Deposit System. Secure checkout on Gumroad. Download the PDF right after you pay.
Same job, same profit either way.
Example figures: $3,000 starting balance, $5,600 equipment and materials, $1,400 labor.
Profitable
on paper.Broke
on Tuesday.
Most small HVAC shops don't have a pricing problem. They have a timing problem. You front the equipment, pay your techs every week, and collect a month later, so every big job borrows from the next one.
Add a slow shoulder season and a couple of customers who pay late, and a year with good margins still ends with credit card balances and skipped owner pay.
This system fixes the timing: when to take money, how much, and how to plan around the months when the phone goes quiet.
What the system covers
Written for owner-operators and small crews, not companies with an office manager and a controller.
A deposit policy you can defend
How much to collect up front on changeouts, repairs, and larger projects, and how to explain it so customers accept it.
Cash flow planning by season
A simple way to see the slow months coming and set cash aside during the busy ones.
Getting paid at completion
Payment terms and collection steps that shorten the wait between finishing a job and having the money.
Protecting your owner pay
Keeping business cash separate so a slow month doesn't come out of your own paycheck.
Who it's for
- Solo HVAC contractors and shops with a few techs
- Owners who buy equipment before the customer pays
- Anyone who has used a credit card to cover payroll
Who it's not for
- Companies with a full-time bookkeeper and financing already in place
- Anyone looking for accounting software. This is a system you run with what you already use.
Questions
Will customers push back on a deposit?
Some will ask. Deposits on equipment are common across the trades, and the system covers how to present yours so it sounds like standard practice, because it is.
Do I need special software?
No. It works alongside whatever you already use for invoicing, whether that's a field service app, QuickBooks, or paper.
What format is it?
A PDF you download right after checkout and can read on your phone, tablet, or computer.
Is this financial or legal advice?
No. It's a practical operating guide. Check contract and deposit terms with your accountant or attorney before you change them.
Take the deposit. Keep the cushion.
One changeout with a proper deposit keeps more cash in your account than the price of this guide, and it keeps working on every job after that.
HVAC Contractor Cash Flow & Deposit System
$97
PDF, instant download
Included
- A deposit policy you can defend
- Cash flow planning by season
- Getting paid at completion
- Protecting your owner pay
Secure checkout on Gumroad. Download the PDF right after you pay.